To qualify for a reverse mortgage in Australia, you generally must:

Be 60 years of age or older

Own property in Australia

Meet the lender’s property and credit requirements
The amount depends on:
Typically, you can borrow 15–45% of your home’s value, depending on your circumstances.
Not sure if you qualify? Use our quick form to
find out in minutes.
Approx. current market value
$188,500
See eligibility & assumptions
Our Promise
We’ll always put your needs first. We’ll explain your options clearly, never pressure you, and support you with care and respect — every step of the way.
Unlock the wealth in your home without selling. Australia’s trusted experts in reverse mortgages and home equity release.
Get the latest insights, guides, and news on reverse mortgages and home equity release delivered straight to your inbox.
© 2025 Reverse Mortgage Hub. All Rights Reserved.